Description
Fintech: AI Transforming Modern Digital Finance is designed to provide a comprehensive, structured, and contemporary understanding of the rapidly evolving world of financial technology. The book combines foundational concepts, practical insights, regulatory developments, technological advancements, and real-world case studies to help readers understand the transformation of modern financial services.
The text explores how innovations in financial technology are reshaping banking, payments, lending, investments, and financial inclusion. Special attention is given to India’s rapidly advancing Digital Public Infrastructure (DPI), highlighting how technology-driven ecosystems are creating new opportunities for businesses, institutions, and consumers.
A key focus of the book is the role of Artificial Intelligence (AI) in transforming digital finance. It explains how AI enables smarter decision-making, hyper-personalized customer experiences, enhanced risk management, and unprecedented levels of automation across the financial ecosystem.
By integrating theory with contemporary industry practices, the book equips students, professionals, and practitioners with the knowledge needed to understand and navigate the future of financial technology and digital finance.






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